Skyward Credit Union in Kansas vs the state
30.7%Denial rate+15.66 pts vs state
43.7%Decision denial rate+25.38 pts vs state
33.7%Origination rate-30.16 pts vs state
6.81%Median rate+0.19 pts vs state
0.45Rate spread (pts)+0.16 pts vs state
$84kMedian applicant income
34Loans originated
31Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 19 | 16.3% | 6.63% | #153 |
| 2024 | 102 | 31 | 30.4% | 6.88% | #153 |
| 2025 | 101 | 34 | 30.7% | 6.81% | #166 |
What Skyward Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Skyward Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 59 | 21 | 16 | 27.1% |
| Butler County | 13 | 3 | 3 | 23.1% |
| Montgomery County | 12 | 3 | 8 | 66.7% |
| Harvey County | 4 | 1 | 1 | 25.0% |
| Sumner County | 4 | 2 | 0 | 0.0% |
| Cowley County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 1 | 1 | 50.0% |
| Wilson County | 2 | 1 | 1 | 50.0% |
| Reno County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 101 applications in 2025, of which 34 were originated and 31 denied.
30.7% of all applications, or 43.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Skyward Credit Union originated in Kansas in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are Skyward Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology