Sirva Mortgage · Tennessee · 2025

Sirva Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Sirva Mortgage took 131 mortgage applications in Tennessee in 2025, ranking #279 of 1,274 lenders active in the state. It originated 69.5% of them and denied 1.5% (1.6% of the applications it decided), against a statewide denial rate of 17.1%.

131Applicationsin TN
1.6%Decision denial ratestate 21.7%
6.38%Median ratestate 6.62%
$475,000Median loanstate $225,000
$53MVolume21 counties

Sirva Mortgage in Tennessee vs the state

1.5%Denial rate-15.61 pts vs state
1.6%Decision denial rate-20.09 pts vs state
69.5%Origination rate+11.39 pts vs state
6.38%Median rate-0.25 pts vs state
-0.12Rate spread (pts)-0.35 pts vs state
$204kMedian applicant income
91Loans originated
2Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231211034.1%6.38%#263
20241401034.3%6.63%#254
2025131911.5%6.38%#279

What Sirva Mortgage lends in Tennessee

By loan purpose

Home purchase 125 95% · 0.8% denied
Refinance 4 3% · 0.0% denied
Cash-out refinance 2 2% · 50.0% denied

By loan type

Conventional 114 87% · 1.8% denied
FHA 5 4% · 0.0% denied
VA 12 9% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 1 50%
Unverifiable information 1 50%

Where in Tennessee

Counties with the most Sirva Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Davidson County 31220 0.0%
Shelby County 25131 4.0%
Williamson County 19160 0.0%
Sumner County 1040 0.0%
Wilson County 1070 0.0%
Hamilton County 760 0.0%
Robertson County 550 0.0%
Knox County 430 0.0%
Bradley County 440 0.0%
McMinn County 220 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 131 applications in 2025, of which 91 were originated and 2 denied.

1.5% of all applications, or 1.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Sirva Mortgage originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.

About this data. Figures are Sirva Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology