Sirva Mortgage · Iowa · 2025

Sirva Mortgage in Iowa: approval rate, denial rate and rates (2025)

Sirva Mortgage took 18 mortgage applications in Iowa in 2025, ranking #299 of 739 lenders active in the state. It originated 72.2% of them and denied 11.1% (12.5% of the applications it decided), against a statewide denial rate of 12.9%.

18Applicationsin IA
12.5%Decision denial ratestate 15.3%
6.50%Median ratestate 6.50%
$260,000Median loanstate $135,000
$3.6MVolume13 counties

Sirva Mortgage in Iowa vs the state

11.1%Denial rate-1.75 pts vs state
12.5%Decision denial rate-2.81 pts vs state
72.2%Origination rate+3.76 pts vs state
6.50%Median rate0.00 pts vs state
0.12Rate spread (pts)-0.07 pts vs state
$143kMedian applicant income
13Loans originated
2Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023960.0%7.19%#358
20241060.0%6.81%#332
2025181311.1%6.50%#299

What Sirva Mortgage lends in Iowa

By loan purpose

Home purchase 17 94% · 5.9% denied
Refinance 1 6% · 100.0% denied

By loan type

Conventional 13 72% · 7.7% denied
FHA 3 17% · 33.3% denied
VA 2 11% · 0.0% denied

Why it denied Iowa applicants

Debt-to-income ratio 1 50%
Other 1 50%

Where in Iowa

Counties with the most Sirva Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 420 0.0%
Linn County 211 50.0%
Black Hawk County 220 0.0%
Johnson County 110 0.0%
Benton County 110 0.0%
Dickinson County 110 0.0%
Scott County 110 0.0%
Muscatine County 110 0.0%
Warren County 110 0.0%
Dallas County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 18 applications in 2025, of which 13 were originated and 2 denied.

11.1% of all applications, or 12.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Sirva Mortgage originated in Iowa in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Sirva Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology