Simmons Bank in Kansas vs the state
25.3%Denial rate+10.26 pts vs state
27.5%Decision denial rate+9.22 pts vs state
64.4%Origination rate+0.55 pts vs state
6.25%Median rate-0.38 pts vs state
0.00Rate spread (pts)-0.30 pts vs state
$98kMedian applicant income
56Loans originated
22Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 70 | 17.2% | 7.57% | #145 |
| 2024 | 58 | 34 | 29.3% | 7.50% | #194 |
| 2025 | 87 | 56 | 25.3% | 6.25% | #177 |
What Simmons Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Simmons Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 48 | 30 | 15 | 31.3% |
| Reno County | 14 | 9 | 3 | 21.4% |
| Johnson County | 11 | 7 | 2 | 18.2% |
| Butler County | 4 | 4 | 0 | 0.0% |
| Bourbon County | 2 | 0 | 1 | 50.0% |
| Elk County | 2 | 1 | 0 | 0.0% |
| Saline County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 2 | 1 | 1 | 50.0% |
| McPherson County | 1 | 1 | 0 | 0.0% |
| Linn County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 87 applications in 2025, of which 56 were originated and 22 denied.
25.3% of all applications, or 27.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Simmons Bank originated in Kansas in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Simmons Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology