Signature Federal Credit Union · Wisconsin · 2025

Signature Federal Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Signature Federal Credit Union took 6 mortgage applications in Wisconsin in 2025, ranking #555 of 938 lenders active in the state. It originated 16.7% of them and denied 50.0% (75.0% of the applications it decided), against a statewide denial rate of 14.0%.

6Applicationsin WI
75.0%Decision denial ratestate 16.4%
9.00%Median ratestate 6.63%
$120,000Median loanstate $165,000
$135kVolume5 counties

Signature Federal Credit Union in Wisconsin vs the state

50.0%Denial rate+35.99 pts vs state
75.0%Decision denial rate+58.64 pts vs state
16.7%Origination rate-51.48 pts vs state
9.00%Median rate+2.38 pts vs state
1.67Rate spread (pts)+1.55 pts vs state
$230kMedian applicant income
1Loans originated
3Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20249222.2%9.50%#487
20256150.0%9.00%#555

What Signature Federal Credit Union lends in Wisconsin

By loan purpose

Home improvement 3 50% · 33.3% denied
Other / HELOC 3 50% · 66.7% denied

By loan type

Conventional 6 100% · 50.0% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 2 67%
Credit history 1 33%

Where in Wisconsin

Counties with the most Signature Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ozaukee County 202 100.0%
Sauk County 100 0.0%
Brown County 101 100.0%
Outagamie County 100 0.0%
Waukesha County 110 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 6 applications in 2025, of which 1 were originated and 3 denied.

50.0% of all applications, or 75.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Signature Federal Credit Union originated in Wisconsin in 2025 was 9.00%, against a statewide median of 6.63%.

About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology