Seven Seventeen Credit Union · Ohio · 2025

Seven Seventeen Credit Union in Ohio: approval rate, denial rate and rates (2025)

Seven Seventeen Credit Union took 2,553 mortgage applications in Ohio in 2025, ranking #39 of 1,092 lenders active in the state. It originated 64.1% of them and denied 18.1% (21.3% of the applications it decided), against a statewide denial rate of 17.7%.

2.6kApplicationsin OH
21.3%Decision denial ratestate 21.9%
7.00%Median ratestate 6.88%
$55,000Median loanstate $155,000
$158MVolume28 counties

Seven Seventeen Credit Union in Ohio vs the state

18.1%Denial rate+0.41 pts vs state
21.3%Decision denial rate-0.55 pts vs state
64.1%Origination rate+4.18 pts vs state
7.00%Median rate+0.13 pts vs state
0.43Rate spread (pts)+0.04 pts vs state
$75kMedian applicant income
1,636Loans originated
462Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,0831,37917.6%8.00%#41
20242,3781,56417.9%8.50%#40
20252,5531,63618.1%7.00%#39

What Seven Seventeen Credit Union lends in Ohio

By loan purpose

Home purchase 556 22% · 7.7% denied
Refinance 102 4% · 15.7% denied
Cash-out refinance 566 22% · 17.5% denied
Home improvement 944 37% · 21.0% denied
Other / HELOC 385 15% · 27.5% denied

By loan type

Conventional 2,550 100% · 18.1% denied
FHA 3 0% · 33.3% denied

Why it denied Ohio applicants

Credit history 204 44%
Debt-to-income ratio 165 36%
Collateral 36 8%
Other 32 7%
Incomplete application 11 2%
Unverifiable information 8 2%
Employment history 4 1%
Insufficient cash 2 0%

Where in Ohio

Counties with the most Seven Seventeen Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Trumbull County 1,121763173 15.4%
Mahoning County 774476151 19.5%
Portage County 23514648 20.4%
Summit County 1136827 23.9%
Columbiana County 1126926 23.2%
Stark County 805010 12.5%
Cuyahoga County 29129 31.0%
Ashtabula County 18114 22.2%
Lake County 1462 14.3%
Geauga County 12101 8.3%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 2,553 applications in 2025, of which 1,636 were originated and 462 denied.

18.1% of all applications, or 21.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Seven Seventeen Credit Union originated in Ohio in 2025 was 7.00%, against a statewide median of 6.88%.

About this data. Figures are Seven Seventeen Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology