Servion in Arkansas vs the state
14.8%Denial rate-3.38 pts vs state
28.6%Decision denial rate+5.44 pts vs state
37.0%Origination rate-19.79 pts vs state
6.19%Median rate-0.44 pts vs state
0.19Rate spread (pts)-0.15 pts vs state
$73kMedian applicant income
10Loans originated
4Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 18 | 14.8% | 6.75% | #237 |
| 2024 | 44 | 27 | 11.4% | 6.63% | #211 |
| 2025 | 27 | 10 | 14.8% | 6.19% | #259 |
What Servion lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Servion applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 5 | 4 | 0 | 0.0% |
| Benton County | 3 | 2 | 0 | 0.0% |
| Hot Spring County | 3 | 0 | 2 | 66.7% |
| Clark County | 3 | 0 | 0 | 0.0% |
| Boone County | 2 | 0 | 0 | 0.0% |
| Pulaski County | 2 | 2 | 0 | 0.0% |
| Carroll County | 2 | 0 | 1 | 50.0% |
| Garland County | 2 | 0 | 1 | 50.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 27 applications in 2025, of which 10 were originated and 4 denied.
14.8% of all applications, or 28.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Servion originated in Arkansas in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Servion's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology