Select Lending Services in Illinois vs the state
1.6%Denial rate-15.48 pts vs state
2.0%Decision denial rate-19.69 pts vs state
76.2%Origination rate+17.49 pts vs state
6.75%Median rate0.00 pts vs state
0.26Rate spread (pts)-0.12 pts vs state
$174kMedian applicant income
279Loans originated
6Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 106 | 76 | 0.9% | 6.63% | #328 |
| 2025 | 366 | 279 | 1.6% | 6.75% | #167 |
What Select Lending Services lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Select Lending Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 287 | 216 | 4 | 1.4% |
| DuPage County | 27 | 21 | 2 | 7.4% |
| Lake County | 24 | 18 | 0 | 0.0% |
| McHenry County | 9 | 8 | 0 | 0.0% |
| Will County | 8 | 7 | 0 | 0.0% |
| Kane County | 4 | 4 | 0 | 0.0% |
| Kendall County | 3 | 2 | 0 | 0.0% |
| Jo Daviess County | 2 | 1 | 0 | 0.0% |
| Grundy County | 1 | 1 | 0 | 0.0% |
| Jersey County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 366 applications in 2025, of which 279 were originated and 6 denied.
1.6% of all applications, or 2.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Select Lending Services originated in Illinois in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Select Lending Services's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology