Securitynational Mortgage in Tennessee vs the state
11.0%Denial rate-6.15 pts vs state
18.9%Decision denial rate-2.81 pts vs state
47.3%Origination rate-10.83 pts vs state
6.99%Median rate+0.37 pts vs state
0.93Rate spread (pts)+0.70 pts vs state
$97kMedian applicant income
43Loans originated
10Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 261 | 149 | 13.0% | 7.00% | #151 |
| 2024 | 287 | 165 | 11.2% | 7.13% | #153 |
| 2025 | 91 | 43 | 11.0% | 6.99% | #337 |
What Securitynational Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 47 | 19 | 7 | 14.9% |
| Davidson County | 9 | 7 | 1 | 11.1% |
| Maury County | 5 | 2 | 0 | 0.0% |
| Rutherford County | 5 | 2 | 1 | 20.0% |
| Montgomery County | 4 | 2 | 0 | 0.0% |
| Wilson County | 4 | 3 | 0 | 0.0% |
| Sumner County | 3 | 2 | 0 | 0.0% |
| Robertson County | 2 | 1 | 0 | 0.0% |
| Sullivan County | 2 | 0 | 1 | 50.0% |
| Marshall County | 2 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 91 applications in 2025, of which 43 were originated and 10 denied.
11.0% of all applications, or 18.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Securitynational Mortgage originated in Tennessee in 2025 was 6.99%, against a statewide median of 6.62%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology