Securitynational Mortgage · Mississippi · 2025

Securitynational Mortgage in Mississippi: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 19 mortgage applications in Mississippi in 2025, ranking #242 of 681 lenders active in the state. It originated 42.1% of them and denied 26.3% (38.5% of the applications it decided), against a statewide denial rate of 22.9%.

19Applicationsin MS
38.5%Decision denial ratestate 28.5%
6.56%Median ratestate 6.75%
$125,000Median loanstate $135,000
$2.1MVolume6 counties

Securitynational Mortgage in Mississippi vs the state

26.3%Denial rate+3.40 pts vs state
38.5%Decision denial rate+10.01 pts vs state
42.1%Origination rate-10.76 pts vs state
6.56%Median rate-0.19 pts vs state
1.10Rate spread (pts)+0.76 pts vs state
$70kMedian applicant income
8Loans originated
5Denied

Trend in Mississippi

YearApplicationsOriginatedDenial rateMedian rateRank in state
202329206.9%7.06%#196
2024211319.1%7.13%#229
202519826.3%6.56%#242

What Securitynational Mortgage lends in Mississippi

By loan purpose

Home purchase 13 68% · 7.7% denied
Refinance 1 5% · 0.0% denied
Cash-out refinance 3 16% · 66.7% denied
Home improvement 2 11% · 100.0% denied

By loan type

Conventional 8 42% · 50.0% denied
FHA 10 53% · 10.0% denied
VA 1 5% · 0.0% denied

Why it denied Mississippi applicants

Unverifiable information 2 40%
Debt-to-income ratio 1 20%
Other 1 20%
Incomplete application 1 20%

Where in Mississippi

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hinds County 914 44.4%
DeSoto County 431 25.0%
Jackson County 320 0.0%
Hancock County 110 0.0%
Harrison County 100 0.0%
Tate County 110 0.0%

Other large lenders in Mississippi

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 6,76448.5%10.56%
Trustmark National BankC 5,53112.5%6.75%
Cadence BankB 5,30119.2%7.25%
Regions BankC 4,91644.7%5.75%
Rocket MortgageC 4,63624.8%6.63%
Community Bank of MississippiC 3,8569.0%7.65%
Renasant BankB 3,18814.3%6.99%
Triad Financial ServicesD 3,14034.4%8.76%
Vanderbilt Mortgage and FinanceF 2,84044.3%10.25%
BankPlusB 2,63810.7%6.50%

Frequently asked questions

Mississippi: 19 applications in 2025, of which 8 were originated and 5 denied.

26.3% of all applications, or 38.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.

The median rate on loans Securitynational Mortgage originated in Mississippi in 2025 was 6.56%, against a statewide median of 6.75%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology