Securitynational Mortgage · Arkansas · 2025

Securitynational Mortgage in Arkansas: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 73 mortgage applications in Arkansas in 2025, ranking #180 of 802 lenders active in the state. It originated 63.0% of them and denied 5.5% (8.0% of the applications it decided), against a statewide denial rate of 18.2%.

73Applicationsin AR
8.0%Decision denial ratestate 23.1%
6.63%Median ratestate 6.63%
$255,000Median loanstate $165,000
$12MVolume11 counties

Securitynational Mortgage in Arkansas vs the state

5.5%Denial rate-12.71 pts vs state
8.0%Decision denial rate-15.13 pts vs state
63.0%Origination rate+6.18 pts vs state
6.63%Median rate0.00 pts vs state
1.01Rate spread (pts)+0.67 pts vs state
$91kMedian applicant income
46Loans originated
4Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202367480.0%6.63%#175
202467456.0%6.13%#176
202573465.5%6.63%#180

What Securitynational Mortgage lends in Arkansas

By loan purpose

Home purchase 67 92% · 6.0% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 5 7% · 0.0% denied

By loan type

Conventional 36 49% · 5.6% denied
FHA 33 45% · 6.1% denied
USDA / RHS 4 5% · 0.0% denied

Why it denied Arkansas applicants

Debt-to-income ratio 2 50%
Insufficient cash 1 25%
Unverifiable information 1 25%

Where in Arkansas

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 35221 2.9%
Washington County 18112 11.1%
Pulaski County 541 20.0%
Sebastian County 440 0.0%
Garland County 320 0.0%
Saline County 200 0.0%
Yell County 220 0.0%
Conway County 100 0.0%
Madison County 100 0.0%
Pope County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 73 applications in 2025, of which 46 were originated and 4 denied.

5.5% of all applications, or 8.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Securitynational Mortgage originated in Arkansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology