SayGO Home Loans · Alaska · 2025

SayGO Home Loans in Alaska: approval rate, denial rate and rates (2025)

SayGO Home Loans took 6 mortgage applications in Alaska in 2025, ranking #131 of 252 lenders active in the state. It originated 50.0% of them and denied 16.7% (25.0% of the applications it decided), against a statewide denial rate of 14.0%.

6Applicationsin AK
25.0%Decision denial ratestate 18.0%
5.25%Median ratestate 6.44%
$370,000Median loanstate $305,000
$1.4MVolume2 counties

SayGO Home Loans in Alaska vs the state

16.7%Denial rate+2.66 pts vs state
25.0%Decision denial rate+7.02 pts vs state
50.0%Origination rate-10.68 pts vs state
5.25%Median rate-1.19 pts vs state
-0.57Rate spread (pts)-0.70 pts vs state
$87kMedian applicant income
3Loans originated
1Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024510.0%5.88%#113
20256316.7%5.25%#131

What SayGO Home Loans lends in Alaska

By loan purpose

Refinance 4 67% · 0.0% denied
Cash-out refinance 2 33% · 50.0% denied

By loan type

Conventional 1 17% · 0.0% denied
FHA 3 50% · 33.3% denied
VA 2 33% · 0.0% denied

Why it denied Alaska applicants

Debt-to-income ratio 1 100%

Where in Alaska

Counties with the most SayGO Home Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 521 20.0%
Matanuska-Susitna Borough 110 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 6 applications in 2025, of which 3 were originated and 1 denied.

16.7% of all applications, or 25.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans SayGO Home Loans originated in Alaska in 2025 was 5.25%, against a statewide median of 6.44%.

About this data. Figures are SayGO Home Loans's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology