RPE Home in Tennessee vs the state
11.4%Denial rate-5.78 pts vs state
14.3%Decision denial rate-7.39 pts vs state
65.9%Origination rate+7.83 pts vs state
10.50%Median rate+3.88 pts vs state
—Rate spread (pts)
—Median applicant income
29Loans originated
5Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 217 | 11 | 50.2% | 11.50% | #192 |
| 2025 | 44 | 29 | 11.4% | 10.50% | #430 |
What RPE Home lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 14 | 9 | 1 | 7.1% |
| Davidson County | 5 | 1 | 1 | 20.0% |
| Wilson County | 4 | 3 | 0 | 0.0% |
| Hamilton County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 2 | 0 | 2 | 100.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Sevier County | 2 | 1 | 0 | 0.0% |
| Macon County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
| Carter County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 44 applications in 2025, of which 29 were originated and 5 denied.
11.4% of all applications, or 14.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans RPE Home originated in Tennessee in 2025 was 10.50%, against a statewide median of 6.62%.
About this data. Figures are RPE Home's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology