RPE Home in Missouri vs the state
23.3%Denial rate+8.26 pts vs state
35.0%Decision denial rate+16.30 pts vs state
43.3%Origination rate-19.33 pts vs state
11.25%Median rate+4.63 pts vs state
—Rate spread (pts)
—Median applicant income
13Loans originated
7Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 224 | 33 | 34.4% | 12.00% | #156 |
| 2025 | 30 | 13 | 23.3% | 11.25% | #404 |
What RPE Home lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 14 | 5 | 3 | 21.4% |
| St. Louis city | 9 | 2 | 3 | 33.3% |
| St. Charles County | 2 | 2 | 0 | 0.0% |
| Webster County | 1 | 1 | 0 | 0.0% |
| Pettis County | 1 | 1 | 0 | 0.0% |
| Phelps County | 1 | 1 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 30 applications in 2025, of which 13 were originated and 7 denied.
23.3% of all applications, or 35.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans RPE Home originated in Missouri in 2025 was 11.25%, against a statewide median of 6.63%.
About this data. Figures are RPE Home's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology