RPE Home · Louisiana · 2025

RPE Home in Louisiana: approval rate, denial rate and rates (2025)

RPE Home took 15 mortgage applications in Louisiana in 2025, ranking #336 of 721 lenders active in the state. It originated 53.3% of them and denied 6.7% (11.1% of the applications it decided), against a statewide denial rate of 22.2%.

15Applicationsin LA
11.1%Decision denial ratestate 28.2%
11.25%Median ratestate 6.63%
$145,000Median loanstate $165,000
$1.5MVolume7 counties

RPE Home in Louisiana vs the state

6.7%Denial rate-15.50 pts vs state
11.1%Decision denial rate-17.04 pts vs state
53.3%Origination rate+1.36 pts vs state
11.25%Median rate+4.63 pts vs state
Rate spread (pts)
Median applicant income
8Loans originated
1Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241832441.5%11.75%#110
20251586.7%11.25%#336

What RPE Home lends in Louisiana

By loan purpose

Refinance 1 7% · 0.0% denied
Home improvement 14 93% · 7.1% denied

By loan type

Conventional 15 100% · 6.7% denied

Why it denied Louisiana applicants

Collateral 1 100%

Where in Louisiana

Counties with the most RPE Home applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Caddo Parish 531 20.0%
Orleans Parish 310 0.0%
Jefferson Parish 200 0.0%
East Baton Rouge Parish 220 0.0%
Vermilion Parish 100 0.0%
St. Tammany Parish 110 0.0%
St. John the Baptist Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 15 applications in 2025, of which 8 were originated and 1 denied.

6.7% of all applications, or 11.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans RPE Home originated in Louisiana in 2025 was 11.25%, against a statewide median of 6.63%.

About this data. Figures are RPE Home's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology