Roundpoint Mortgage Servicing in Missouri vs the state
15.8%Denial rate+0.72 pts vs state
20.0%Decision denial rate+1.30 pts vs state
63.2%Origination rate+0.50 pts vs state
5.88%Median rate-0.75 pts vs state
-0.26Rate spread (pts)-0.61 pts vs state
$103kMedian applicant income
24Loans originated
6Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 20 | 8 | 25.0% | 3.81% | #429 |
| 2025 | 38 | 24 | 15.8% | 5.88% | #372 |
What Roundpoint Mortgage Servicing lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 8 | 5 | 0 | 0.0% |
| Jackson County | 5 | 3 | 2 | 40.0% |
| Boone County | 5 | 4 | 1 | 20.0% |
| St. Louis city | 4 | 3 | 0 | 0.0% |
| Greene County | 3 | 2 | 1 | 33.3% |
| Andrew County | 2 | 2 | 0 | 0.0% |
| Clay County | 2 | 1 | 0 | 0.0% |
| Christian County | 2 | 0 | 1 | 50.0% |
| St. Charles County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 1 | 100.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 38 applications in 2025, of which 24 were originated and 6 denied.
15.8% of all applications, or 20.0% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Roundpoint Mortgage Servicing originated in Missouri in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology