Roundpoint Mortgage Servicing · Delaware · 2025

Roundpoint Mortgage Servicing in Delaware: approval rate, denial rate and rates (2025)

Roundpoint Mortgage Servicing took 6 mortgage applications in Delaware in 2025, ranking #297 of 540 lenders active in the state. It originated 66.7% of them and denied 16.7% (20.0% of the applications it decided), against a statewide denial rate of 18.2%.

6Applicationsin DE
20.0%Decision denial ratestate 22.7%
4.88%Median ratestate 6.63%
$335,000Median loanstate $245,000
$1.1MVolume3 counties

Roundpoint Mortgage Servicing in Delaware vs the state

16.7%Denial rate-1.49 pts vs state
20.0%Decision denial rate-2.73 pts vs state
66.7%Origination rate+7.48 pts vs state
4.88%Median rate-1.75 pts vs state
-2.02Rate spread (pts)-2.29 pts vs state
$150kMedian applicant income
4Loans originated
1Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246516.7%4.25%#296
20256416.7%4.88%#297

What Roundpoint Mortgage Servicing lends in Delaware

By loan purpose

Home purchase 2 33% · 0.0% denied
Cash-out refinance 3 50% · 33.3% denied
Other / HELOC 1 17% · 0.0% denied

By loan type

Conventional 5 83% · 0.0% denied
FHA 1 17% · 100.0% denied

Why it denied Delaware applicants

Debt-to-income ratio 1 100%

Where in Delaware

Counties with the most Roundpoint Mortgage Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 320 0.0%
Sussex County 211 50.0%
Kent County 110 0.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 6 applications in 2025, of which 4 were originated and 1 denied.

16.7% of all applications, or 20.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Roundpoint Mortgage Servicing originated in Delaware in 2025 was 4.88%, against a statewide median of 6.63%.

About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology