Right Start Mortgage in Washington vs the state
8.7%Denial rate-6.95 pts vs state
11.4%Decision denial rate-8.11 pts vs state
67.4%Origination rate+6.33 pts vs state
6.75%Median rate+0.13 pts vs state
0.58Rate spread (pts)+0.39 pts vs state
$118kMedian applicant income
93Loans originated
12Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 104 | 77 | 11.5% | 6.99% | #222 |
| 2025 | 138 | 93 | 8.7% | 6.75% | #218 |
What Right Start Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Right Start Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 50 | 38 | 3 | 6.0% |
| King County | 38 | 23 | 6 | 15.8% |
| Snohomish County | 17 | 12 | 0 | 0.0% |
| Benton County | 9 | 7 | 1 | 11.1% |
| Franklin County | 8 | 2 | 2 | 25.0% |
| Yakima County | 4 | 2 | 0 | 0.0% |
| Grant County | 3 | 1 | 0 | 0.0% |
| Thurston County | 2 | 2 | 0 | 0.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
| Chelan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 138 applications in 2025, of which 93 were originated and 12 denied.
8.7% of all applications, or 11.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Right Start Mortgage originated in Washington in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Right Start Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology