Residential Wholesale Mortgage in Texas vs the state
2.0%Denial rate-17.47 pts vs state
2.8%Decision denial rate-22.14 pts vs state
68.5%Origination rate+13.65 pts vs state
6.50%Median rate0.00 pts vs state
0.28Rate spread (pts)+0.09 pts vs state
$122kMedian applicant income
490Loans originated
14Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 23 | 2.4% | 6.62% | #748 |
| 2024 | 69 | 38 | 10.1% | 6.63% | #623 |
| 2025 | 715 | 490 | 2.0% | 6.50% | #210 |
What Residential Wholesale Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Residential Wholesale Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lubbock County | 131 | 92 | 2 | 1.5% |
| Williamson County | 88 | 63 | 1 | 1.1% |
| Wichita County | 45 | 34 | 1 | 2.2% |
| Travis County | 39 | 22 | 0 | 0.0% |
| Harris County | 36 | 25 | 2 | 5.6% |
| Brazos County | 28 | 18 | 0 | 0.0% |
| Tarrant County | 27 | 19 | 0 | 0.0% |
| Bell County | 26 | 20 | 0 | 0.0% |
| Ector County | 26 | 20 | 0 | 0.0% |
| Denton County | 24 | 17 | 1 | 4.2% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 715 applications in 2025, of which 490 were originated and 14 denied.
2.0% of all applications, or 2.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Residential Wholesale Mortgage originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Residential Wholesale Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology