Reliance First Capital in Mississippi vs the state
7.7%Denial rate-15.23 pts vs state
7.7%Decision denial rate-20.76 pts vs state
92.3%Origination rate+39.44 pts vs state
6.38%Median rate-0.38 pts vs state
0.63Rate spread (pts)+0.30 pts vs state
$53kMedian applicant income
12Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 34 | 7.6% | 6.50% | #150 |
| 2024 | 31 | 25 | 3.2% | 6.50% | #201 |
| 2025 | 13 | 12 | 7.7% | 6.38% | #271 |
What Reliance First Capital lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Reliance First Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 2 | 2 | 0 | 0.0% |
| Rankin County | 2 | 2 | 0 | 0.0% |
| Lauderdale County | 1 | 1 | 0 | 0.0% |
| Lamar County | 1 | 1 | 0 | 0.0% |
| George County | 1 | 1 | 0 | 0.0% |
| Yalobusha County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Alcorn County | 1 | 0 | 1 | 100.0% |
| Attala County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 13 applications in 2025, of which 12 were originated and 1 denied.
7.7% of all applications, or 7.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Reliance First Capital originated in Mississippi in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Reliance First Capital's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology