Regions Bank · Kansas · 2025

Regions Bank in Kansas: approval rate, denial rate and rates (2025)

Regions Bank took 18 mortgage applications in Kansas in 2025, ranking #305 of 766 lenders active in the state. It originated 66.7% of them and denied 16.7% (20.0% of the applications it decided), against a statewide denial rate of 15.0%.

18Applicationsin KS
20.0%Decision denial ratestate 18.3%
6.25%Median ratestate 6.63%
$385,000Median loanstate $165,000
$12MVolume8 counties

Regions Bank in Kansas vs the state

16.7%Denial rate+1.64 pts vs state
20.0%Decision denial rate+1.72 pts vs state
66.7%Origination rate+2.85 pts vs state
6.25%Median rate-0.38 pts vs state
0.24Rate spread (pts)-0.06 pts vs state
$146kMedian applicant income
12Loans originated
3Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023115757.0%6.13%#133
2024342511.8%6.63%#241
2025181216.7%6.25%#305

What Regions Bank lends in Kansas

By loan purpose

Home purchase 6 33% · 16.7% denied
Refinance 6 33% · 16.7% denied
Cash-out refinance 3 17% · 0.0% denied
Other / HELOC 3 17% · 33.3% denied

By loan type

Conventional 16 89% · 18.8% denied
FHA 1 6% · 0.0% denied
VA 1 6% · 0.0% denied

Why it denied Kansas applicants

Credit history 2 67%
Incomplete application 1 33%

Where in Kansas

Counties with the most Regions Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 841 12.5%
Sedgwick County 330 0.0%
Wyandotte County 211 50.0%
Harper County 110 0.0%
Shawnee County 110 0.0%
Saline County 110 0.0%
Miami County 110 0.0%
Cowley County 101 100.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 18 applications in 2025, of which 12 were originated and 3 denied.

16.7% of all applications, or 20.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Regions Bank originated in Kansas in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Regions Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology