RCB Bank in Kansas vs the state
8.6%Denial rate-6.42 pts vs state
10.0%Decision denial rate-8.28 pts vs state
77.5%Origination rate+13.66 pts vs state
6.50%Median rate-0.13 pts vs state
-0.04Rate spread (pts)-0.34 pts vs state
$100kMedian applicant income
117Loans originated
13Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 211 | 140 | 17.5% | 6.57% | #83 |
| 2024 | 167 | 124 | 13.8% | 6.88% | #105 |
| 2025 | 151 | 117 | 8.6% | 6.50% | #127 |
What RCB Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most RCB Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cowley County | 58 | 43 | 8 | 13.8% |
| Sedgwick County | 41 | 31 | 2 | 4.9% |
| Reno County | 21 | 20 | 1 | 4.8% |
| Sumner County | 8 | 7 | 1 | 12.5% |
| Douglas County | 7 | 5 | 1 | 14.3% |
| Butler County | 4 | 2 | 0 | 0.0% |
| Johnson County | 3 | 3 | 0 | 0.0% |
| Crawford County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 151 applications in 2025, of which 117 were originated and 13 denied.
8.6% of all applications, or 10.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans RCB Bank originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are RCB Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology