RBC Bank, (Georgia) · Ohio · 2025

RBC Bank, (Georgia) in Ohio: approval rate, denial rate and rates (2025)

RBC Bank, (Georgia) took 23 mortgage applications in Ohio in 2025, ranking #508 of 1,092 lenders active in the state. It originated 60.9% of them and denied 21.7% (26.3% of the applications it decided), against a statewide denial rate of 17.7%.

23Applicationsin OH
26.3%Decision denial ratestate 21.9%
5.88%Median ratestate 6.88%
$165,000Median loanstate $155,000
$4.6MVolume13 counties

RBC Bank, (Georgia) in Ohio vs the state

21.7%Denial rate+4.05 pts vs state
26.3%Decision denial rate+4.43 pts vs state
60.9%Origination rate+0.97 pts vs state
5.88%Median rate-1.00 pts vs state
-0.08Rate spread (pts)-0.47 pts vs state
$115kMedian applicant income
14Loans originated
5Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023262019.2%6.25%#485
2024221513.6%6.00%#505
2025231421.7%5.88%#508

What RBC Bank, (Georgia) lends in Ohio

By loan purpose

Home purchase 17 74% · 17.7% denied
Cash-out refinance 5 22% · 20.0% denied
Home improvement 1 4% · 100.0% denied

By loan type

Conventional 23 100% · 21.7% denied

Why it denied Ohio applicants

Debt-to-income ratio 3 60%
Insufficient cash 1 20%
Credit history 1 20%

Where in Ohio

Counties with the most RBC Bank, (Georgia) applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Franklin County 541 20.0%
Cuyahoga County 422 50.0%
Stark County 311 33.3%
Hamilton County 210 0.0%
Montgomery County 100 0.0%
Butler County 110 0.0%
Fairfield County 110 0.0%
Summit County 101 100.0%
Greene County 110 0.0%
Lawrence County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 23 applications in 2025, of which 14 were originated and 5 denied.

21.7% of all applications, or 26.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans RBC Bank, (Georgia) originated in Ohio in 2025 was 5.88%, against a statewide median of 6.88%.

About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology