Raymond James Bank in Ohio vs the state
4.4%Denial rate-13.34 pts vs state
4.4%Decision denial rate-17.54 pts vs state
95.7%Origination rate+35.75 pts vs state
5.44%Median rate-1.44 pts vs state
-0.46Rate spread (pts)-0.85 pts vs state
$441kMedian applicant income
22Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 19 | 0.0% | 5.63% | #495 |
| 2024 | 33 | 24 | 3.0% | 5.88% | #454 |
| 2025 | 23 | 22 | 4.4% | 5.44% | #507 |
What Raymond James Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 5 | 5 | 0 | 0.0% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Cuyahoga County | 3 | 2 | 1 | 33.3% |
| Delaware County | 2 | 2 | 0 | 0.0% |
| Ottawa County | 2 | 2 | 0 | 0.0% |
| Summit County | 2 | 2 | 0 | 0.0% |
| Muskingum County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Miami County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 23 applications in 2025, of which 22 were originated and 1 denied.
4.4% of all applications, or 4.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Raymond James Bank originated in Ohio in 2025 was 5.44%, against a statewide median of 6.88%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology