Raymond James Bank in Mississippi vs the state
9.1%Denial rate-13.83 pts vs state
9.5%Decision denial rate-18.93 pts vs state
86.4%Origination rate+33.49 pts vs state
6.38%Median rate-0.38 pts vs state
0.08Rate spread (pts)-0.25 pts vs state
$694kMedian applicant income
19Loans originated
2Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 19 | 4.6% | 5.38% | #216 |
| 2024 | 13 | 7 | 0.0% | 5.75% | #261 |
| 2025 | 22 | 19 | 9.1% | 6.38% | #233 |
What Raymond James Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette County | 15 | 14 | 1 | 6.7% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Hinds County | 1 | 1 | 0 | 0.0% |
| Rankin County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Bolivar County | 1 | 1 | 0 | 0.0% |
| Lee County | 1 | 0 | 0 | 0.0% |
| DeSoto County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 22 applications in 2025, of which 19 were originated and 2 denied.
9.1% of all applications, or 9.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Raymond James Bank originated in Mississippi in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology