Raymond James Bank · Louisiana · 2025

Raymond James Bank in Louisiana: approval rate, denial rate and rates (2025)

Raymond James Bank took 15 mortgage applications in Louisiana in 2025, ranking #339 of 721 lenders active in the state. It originated 66.7% of them and denied 20.0% (23.1% of the applications it decided), against a statewide denial rate of 22.2%.

15Applicationsin LA
23.1%Decision denial ratestate 28.2%
5.31%Median ratestate 6.63%
$825,000Median loanstate $165,000
$9.2MVolume6 counties

Raymond James Bank in Louisiana vs the state

20.0%Denial rate-2.17 pts vs state
23.1%Decision denial rate-5.07 pts vs state
66.7%Origination rate+14.70 pts vs state
5.31%Median rate-1.31 pts vs state
-0.50Rate spread (pts)-0.86 pts vs state
$404kMedian applicant income
10Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023281814.3%5.44%#299
202418135.6%6.13%#319
2025151020.0%5.31%#339

What Raymond James Bank lends in Louisiana

By loan purpose

Home purchase 10 67% · 10.0% denied
Other / HELOC 5 33% · 40.0% denied

By loan type

Conventional 15 100% · 20.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 3 100%

Where in Louisiana

Counties with the most Raymond James Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orleans Parish 531 20.0%
Jefferson Parish 321 33.3%
East Baton Rouge Parish 210 0.0%
Caddo Parish 220 0.0%
Calcasieu Parish 211 50.0%
Lafourche Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 15 applications in 2025, of which 10 were originated and 3 denied.

20.0% of all applications, or 23.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Raymond James Bank originated in Louisiana in 2025 was 5.31%, against a statewide median of 6.63%.

About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology