Quorum Federal Credit Union in Tennessee vs the state
31.5%Denial rate+14.38 pts vs state
33.1%Decision denial rate+11.38 pts vs state
52.9%Origination rate-5.16 pts vs state
8.63%Median rate+2.00 pts vs state
1.50Rate spread (pts)+1.27 pts vs state
$132kMedian applicant income
136Loans originated
81Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 60 | 36.0% | 10.56% | #271 |
| 2024 | 244 | 134 | 25.0% | 9.75% | #174 |
| 2025 | 257 | 136 | 31.5% | 8.63% | #181 |
What Quorum Federal Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 56 | 32 | 17 | 30.4% |
| Williamson County | 37 | 23 | 10 | 27.0% |
| Wilson County | 20 | 11 | 2 | 10.0% |
| Rutherford County | 19 | 11 | 5 | 26.3% |
| Knox County | 11 | 3 | 6 | 54.5% |
| Shelby County | 11 | 2 | 7 | 63.6% |
| Hamilton County | 9 | 6 | 0 | 0.0% |
| Sumner County | 8 | 5 | 2 | 25.0% |
| Robertson County | 8 | 5 | 3 | 37.5% |
| Maury County | 7 | 4 | 2 | 28.6% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 257 applications in 2025, of which 136 were originated and 81 denied.
31.5% of all applications, or 33.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Quorum Federal Credit Union originated in Tennessee in 2025 was 8.63%, against a statewide median of 6.62%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology