Quorum Federal Credit Union in Arkansas vs the state
46.9%Denial rate+28.69 pts vs state
48.4%Decision denial rate+25.26 pts vs state
21.9%Origination rate-34.95 pts vs state
8.50%Median rate+1.88 pts vs state
1.48Rate spread (pts)+1.14 pts vs state
$90kMedian applicant income
7Loans originated
15Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 0 | 100.0% | — | #391 |
| 2024 | 7 | 3 | 42.9% | 8.50% | #368 |
| 2025 | 32 | 7 | 46.9% | 8.50% | #242 |
What Quorum Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 10 | 1 | 6 | 60.0% |
| Pulaski County | 3 | 2 | 1 | 33.3% |
| Craighead County | 3 | 0 | 2 | 66.7% |
| Prairie County | 2 | 1 | 1 | 50.0% |
| Stone County | 1 | 0 | 1 | 100.0% |
| Mississippi County | 1 | 0 | 1 | 100.0% |
| Cleburne County | 1 | 0 | 0 | 0.0% |
| Crittenden County | 1 | 1 | 0 | 0.0% |
| Independence County | 1 | 0 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 32 applications in 2025, of which 7 were originated and 15 denied.
46.9% of all applications, or 48.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Quorum Federal Credit Union originated in Arkansas in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology