Quail Creek Bank in Oklahoma vs the state
3.8%Denial rate-14.11 pts vs state
4.1%Decision denial rate-18.79 pts vs state
88.6%Origination rate+32.47 pts vs state
—Median rate
—Rate spread (pts)
$204kMedian applicant income
93Loans originated
4Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 172 | 150 | 3.5% | — | #118 |
| 2024 | 98 | 89 | 1.0% | — | #174 |
| 2025 | 105 | 93 | 3.8% | — | #178 |
What Quail Creek Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most Quail Creek Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 69 | 59 | 3 | 4.3% |
| Canadian County | 11 | 11 | 0 | 0.0% |
| Cleveland County | 9 | 9 | 0 | 0.0% |
| Woodward County | 4 | 2 | 1 | 25.0% |
| McClain County | 3 | 3 | 0 | 0.0% |
| Logan County | 2 | 2 | 0 | 0.0% |
| Pittsburg County | 2 | 2 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Kingfisher County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 105 applications in 2025, of which 93 were originated and 4 denied.
3.8% of all applications, or 4.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Quail Creek Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology