Purdue · Ohio · 2025

Purdue in Ohio: approval rate, denial rate and rates (2025)

Purdue took 22 mortgage applications in Ohio in 2025, ranking #510 of 1,092 lenders active in the state. It originated 63.6% of them and denied 18.2% (22.2% of the applications it decided), against a statewide denial rate of 17.7%.

22Applicationsin OH
22.2%Decision denial ratestate 21.9%
6.69%Median ratestate 6.88%
$205,000Median loanstate $155,000
$4.4MVolume12 counties

Purdue in Ohio vs the state

18.2%Denial rate+0.49 pts vs state
22.2%Decision denial rate+0.33 pts vs state
63.6%Origination rate+3.74 pts vs state
6.69%Median rate-0.19 pts vs state
0.03Rate spread (pts)-0.36 pts vs state
$133kMedian applicant income
14Loans originated
4Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315440.0%6.50%#559
2025221418.2%6.69%#510

What Purdue lends in Ohio

By loan purpose

Home purchase 14 64% · 0.0% denied
Home improvement 5 23% · 40.0% denied
Other / HELOC 3 14% · 66.7% denied

By loan type

Conventional 22 100% · 18.2% denied

Why it denied Ohio applicants

Other 1 25%
Collateral 1 25%
Debt-to-income ratio 1 25%
Credit history 1 25%

Where in Ohio

Counties with the most Purdue applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lucas County 420 0.0%
Cuyahoga County 311 33.3%
Hamilton County 330 0.0%
Warren County 220 0.0%
Montgomery County 211 50.0%
Darke County 211 50.0%
Ashtabula County 100 0.0%
Franklin County 110 0.0%
Geauga County 110 0.0%
Lorain County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 22 applications in 2025, of which 14 were originated and 4 denied.

18.2% of all applications, or 22.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Purdue originated in Ohio in 2025 was 6.69%, against a statewide median of 6.88%.

About this data. Figures are Purdue's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology