Pulte Mortgage in Washington vs the state
6.2%Denial rate-9.45 pts vs state
7.2%Decision denial rate-12.36 pts vs state
79.8%Origination rate+18.69 pts vs state
5.25%Median rate-1.38 pts vs state
-0.91Rate spread (pts)-1.10 pts vs state
$170kMedian applicant income
193Loans originated
15Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 124 | 3.5% | 5.75% | #170 |
| 2024 | 262 | 205 | 4.2% | 5.99% | #145 |
| 2025 | 242 | 193 | 6.2% | 5.25% | #172 |
What Pulte Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 141 | 109 | 8 | 5.7% |
| Snohomish County | 44 | 35 | 4 | 9.1% |
| Clark County | 32 | 27 | 2 | 6.3% |
| Kitsap County | 25 | 22 | 1 | 4.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 242 applications in 2025, of which 193 were originated and 15 denied.
6.2% of all applications, or 7.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Pulte Mortgage originated in Washington in 2025 was 5.25%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology