Provident Funding Associates in Kansas vs the state
6.9%Denial rate-8.13 pts vs state
9.0%Decision denial rate-9.29 pts vs state
69.0%Origination rate+5.15 pts vs state
6.38%Median rate-0.25 pts vs state
-0.07Rate spread (pts)-0.37 pts vs state
$154kMedian applicant income
80Loans originated
8Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 118 | 86 | 5.9% | 6.38% | #129 |
| 2024 | 103 | 72 | 5.8% | 6.50% | #151 |
| 2025 | 116 | 80 | 6.9% | 6.38% | #152 |
What Provident Funding Associates lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Provident Funding Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 75 | 51 | 5 | 6.7% |
| Sedgwick County | 22 | 18 | 1 | 4.5% |
| Harvey County | 7 | 6 | 1 | 14.3% |
| Wyandotte County | 3 | 2 | 0 | 0.0% |
| Miami County | 2 | 1 | 0 | 0.0% |
| Leavenworth County | 2 | 0 | 0 | 0.0% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Shawnee County | 1 | 0 | 0 | 0.0% |
| Kingman County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 116 applications in 2025, of which 80 were originated and 8 denied.
6.9% of all applications, or 9.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Provident Funding Associates originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Provident Funding Associates's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology