Prosperity Home Mortgage in Kansas vs the state
4.1%Denial rate-10.90 pts vs state
5.4%Decision denial rate-12.87 pts vs state
72.4%Origination rate+8.53 pts vs state
6.63%Median rate0.00 pts vs state
0.17Rate spread (pts)-0.13 pts vs state
$122kMedian applicant income
280Loans originated
16Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 525 | 367 | 2.3% | 6.75% | #37 |
| 2024 | 378 | 292 | 1.3% | 6.63% | #60 |
| 2025 | 387 | 280 | 4.1% | 6.63% | #67 |
What Prosperity Home Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 284 | 207 | 10 | 3.5% |
| Wyandotte County | 40 | 25 | 4 | 10.0% |
| Leavenworth County | 17 | 14 | 0 | 0.0% |
| Douglas County | 14 | 12 | 0 | 0.0% |
| Miami County | 8 | 7 | 1 | 12.5% |
| Franklin County | 7 | 3 | 1 | 14.3% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Atchison County | 3 | 2 | 0 | 0.0% |
| Shawnee County | 3 | 1 | 0 | 0.0% |
| Sedgwick County | 3 | 2 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 387 applications in 2025, of which 280 were originated and 16 denied.
4.1% of all applications, or 5.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Prosperity Home Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology