Prosperity Home Mortgage in Arkansas vs the state
17.4%Denial rate-0.80 pts vs state
24.6%Decision denial rate+1.49 pts vs state
53.3%Origination rate-3.57 pts vs state
6.13%Median rate-0.50 pts vs state
-0.16Rate spread (pts)-0.50 pts vs state
$80kMedian applicant income
49Loans originated
16Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 10 | 20.8% | 7.44% | #249 |
| 2024 | 28 | 16 | 7.1% | 6.43% | #247 |
| 2025 | 92 | 49 | 17.4% | 6.13% | #157 |
What Prosperity Home Mortgage lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 20 | 13 | 2 | 10.0% |
| Pulaski County | 12 | 4 | 5 | 41.7% |
| Saline County | 11 | 6 | 2 | 18.2% |
| Faulkner County | 8 | 7 | 0 | 0.0% |
| Lonoke County | 7 | 4 | 1 | 14.3% |
| Washington County | 6 | 1 | 0 | 0.0% |
| Garland County | 3 | 1 | 1 | 33.3% |
| Crawford County | 3 | 1 | 0 | 0.0% |
| White County | 2 | 1 | 0 | 0.0% |
| Crittenden County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 92 applications in 2025, of which 49 were originated and 16 denied.
17.4% of all applications, or 24.6% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Prosperity Home Mortgage originated in Arkansas in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology