Prosperity Home Mortgage in Alaska vs the state
12.2%Denial rate-1.77 pts vs state
17.7%Decision denial rate-0.33 pts vs state
51.0%Origination rate-9.66 pts vs state
5.99%Median rate-0.45 pts vs state
-0.47Rate spread (pts)-0.61 pts vs state
$87kMedian applicant income
25Loans originated
6Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 8 | 34.6% | 6.38% | #63 |
| 2024 | 26 | 12 | 26.9% | 6.13% | #69 |
| 2025 | 49 | 25 | 12.2% | 5.99% | #64 |
What Prosperity Home Mortgage lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 21 | 9 | 4 | 19.0% |
| Matanuska-Susitna Borough | 13 | 7 | 1 | 7.7% |
| Fairbanks North Star Borough | 8 | 5 | 0 | 0.0% |
| Kenai Peninsula Borough | 5 | 2 | 1 | 20.0% |
| Southeast Fairbanks Census Area | 1 | 1 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 49 applications in 2025, of which 25 were originated and 6 denied.
12.2% of all applications, or 17.7% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Prosperity Home Mortgage originated in Alaska in 2025 was 5.99%, against a statewide median of 6.44%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology