Priority Bank · Arkansas · 2025

Priority Bank in Arkansas: approval rate, denial rate and rates (2025)

Priority Bank took 284 mortgage applications in Arkansas in 2025, ranking #85 of 802 lenders active in the state. It originated 86.3% of them and denied 0.4% (0.4% of the applications it decided), against a statewide denial rate of 18.2%.

284Applicationsin AR
0.4%Decision denial ratestate 23.1%
6.25%Median ratestate 6.63%
$265,000Median loanstate $165,000
$66MVolume9 counties

Priority Bank in Arkansas vs the state

0.4%Denial rate-17.84 pts vs state
0.4%Decision denial rate-22.73 pts vs state
86.3%Origination rate+29.44 pts vs state
6.25%Median rate-0.38 pts vs state
0.02Rate spread (pts)-0.33 pts vs state
$98kMedian applicant income
245Loans originated
1Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235354660.2%6.50%#45
20243262830.6%6.25%#69
20252842450.4%6.25%#85

What Priority Bank lends in Arkansas

By loan purpose

Home purchase 240 85% · 0.4% denied
Refinance 26 9% · 0.0% denied
Cash-out refinance 9 3% · 0.0% denied
Home improvement 5 2% · 0.0% denied
Other / HELOC 4 1% · 0.0% denied

By loan type

Conventional 149 52% · 0.0% denied
FHA 89 31% · 1.1% denied
VA 19 7% · 0.0% denied
USDA / RHS 27 10% · 0.0% denied

Why it denied Arkansas applicants

Debt-to-income ratio 1 100%

Where in Arkansas

Counties with the most Priority Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 1271131 0.8%
Benton County 115950 0.0%
Franklin County 28260 0.0%
Madison County 420 0.0%
Sebastian County 320 0.0%
Crawford County 220 0.0%
Logan County 220 0.0%
Johnson County 220 0.0%
Pope County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 284 applications in 2025, of which 245 were originated and 1 denied.

0.4% of all applications, or 0.4% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Priority Bank originated in Arkansas in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Priority Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology