Primelending, a Plainscapital in Oregon vs the state
5.1%Denial rate-10.21 pts vs state
6.1%Decision denial rate-13.11 pts vs state
72.5%Origination rate+11.83 pts vs state
6.49%Median rate-0.26 pts vs state
0.16Rate spread (pts)-0.12 pts vs state
$142kMedian applicant income
213Loans originated
15Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 276 | 207 | 3.3% | 6.63% | #85 |
| 2024 | 305 | 209 | 5.3% | 6.88% | #83 |
| 2025 | 294 | 213 | 5.1% | 6.49% | #89 |
What Primelending, a Plainscapital lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 84 | 58 | 4 | 4.8% |
| Washington County | 74 | 52 | 3 | 4.1% |
| Clackamas County | 59 | 45 | 5 | 8.5% |
| Marion County | 15 | 11 | 0 | 0.0% |
| Jackson County | 9 | 5 | 1 | 11.1% |
| Deschutes County | 9 | 9 | 0 | 0.0% |
| Malheur County | 8 | 8 | 0 | 0.0% |
| Lane County | 6 | 4 | 0 | 0.0% |
| Linn County | 4 | 2 | 0 | 0.0% |
| Polk County | 4 | 3 | 1 | 25.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 294 applications in 2025, of which 213 were originated and 15 denied.
5.1% of all applications, or 6.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Primelending, a Plainscapital originated in Oregon in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology