Primary Residential Mortgage in Ohio vs the state
5.1%Denial rate-12.60 pts vs state
6.4%Decision denial rate-15.46 pts vs state
74.1%Origination rate+14.17 pts vs state
6.75%Median rate-0.13 pts vs state
0.43Rate spread (pts)+0.04 pts vs state
$82kMedian applicant income
160Loans originated
11Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 248 | 183 | 2.8% | 6.75% | #185 |
| 2024 | 240 | 146 | 6.3% | 6.99% | #193 |
| 2025 | 216 | 160 | 5.1% | 6.75% | #225 |
What Primary Residential Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Primary Residential Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 39 | 34 | 0 | 0.0% |
| Lorain County | 37 | 34 | 0 | 0.0% |
| Montgomery County | 35 | 27 | 1 | 2.9% |
| Stark County | 12 | 10 | 0 | 0.0% |
| Greene County | 9 | 7 | 1 | 11.1% |
| Butler County | 8 | 4 | 0 | 0.0% |
| Miami County | 8 | 5 | 1 | 12.5% |
| Medina County | 7 | 6 | 0 | 0.0% |
| Clark County | 7 | 5 | 0 | 0.0% |
| Lake County | 7 | 6 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 216 applications in 2025, of which 160 were originated and 11 denied.
5.1% of all applications, or 6.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Primary Residential Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Primary Residential Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology