Premier Members Credit Union · Kansas · 2025

Premier Members Credit Union in Kansas: approval rate, denial rate and rates (2025)

Premier Members Credit Union took 665 mortgage applications in Kansas in 2025, ranking #38 of 766 lenders active in the state. It originated 74.4% of them and denied 8.7% (10.4% of the applications it decided), against a statewide denial rate of 15.0%.

665Applicationsin KS
10.4%Decision denial ratestate 18.3%
6.50%Median ratestate 6.63%
$135,000Median loanstate $165,000
$88MVolume32 counties

Premier Members Credit Union in Kansas vs the state

8.7%Denial rate-6.31 pts vs state
10.4%Decision denial rate-7.90 pts vs state
74.4%Origination rate+10.62 pts vs state
6.50%Median rate-0.13 pts vs state
-0.01Rate spread (pts)-0.31 pts vs state
$93kMedian applicant income
495Loans originated
58Denied

What Premier Members Credit Union lends in Kansas

By loan purpose

Home purchase 290 44% · 2.1% denied
Refinance 106 16% · 15.1% denied
Cash-out refinance 266 40% · 13.5% denied
Other / HELOC 3 0% · 0.0% denied

By loan type

Conventional 665 100% · 8.7% denied

Why it denied Kansas applicants

Credit history 35 60%
Debt-to-income ratio 16 28%
Collateral 4 7%
Employment history 2 3%
Mortgage insurance denied 1 2%

Where in Kansas

Counties with the most Premier Members Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 48836837 7.6%
Butler County 62512 3.2%
Sumner County 1675 31.3%
Douglas County 14112 14.3%
Harvey County 1483 21.4%
Reno County 1291 8.3%
Cowley County 1072 20.0%
Johnson County 550 0.0%
Shawnee County 530 0.0%
Geary County 410 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 665 applications in 2025, of which 495 were originated and 58 denied.

8.7% of all applications, or 10.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Premier Members Credit Union originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Premier Members Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology