PNC Bank in Mississippi vs the state
17.1%Denial rate-5.78 pts vs state
20.0%Decision denial rate-8.45 pts vs state
62.9%Origination rate+9.99 pts vs state
6.31%Median rate-0.44 pts vs state
0.21Rate spread (pts)-0.12 pts vs state
$142kMedian applicant income
22Loans originated
6Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 14 | 24.2% | 6.88% | #190 |
| 2024 | 32 | 16 | 15.6% | 6.38% | #193 |
| 2025 | 35 | 22 | 17.1% | 6.31% | #192 |
What PNC Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 13 | 9 | 2 | 15.4% |
| Grenada County | 3 | 1 | 1 | 33.3% |
| Lafayette County | 2 | 1 | 0 | 0.0% |
| Lowndes County | 2 | 1 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
| Hinds County | 2 | 2 | 0 | 0.0% |
| Harrison County | 2 | 0 | 1 | 50.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Rankin County | 1 | 1 | 0 | 0.0% |
| Simpson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 35 applications in 2025, of which 22 were originated and 6 denied.
17.1% of all applications, or 20.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans PNC Bank originated in Mississippi in 2025 was 6.31%, against a statewide median of 6.75%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology