PNC Bank in Maine vs the state
34.3%Denial rate+17.96 pts vs state
45.6%Decision denial rate+25.49 pts vs state
40.0%Origination rate-22.17 pts vs state
6.63%Median rate-0.25 pts vs state
-0.23Rate spread (pts)-0.55 pts vs state
$120kMedian applicant income
42Loans originated
36Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 111 | 57 | 24.3% | 8.82% | #84 |
| 2024 | 131 | 61 | 28.2% | 7.00% | #77 |
| 2025 | 105 | 42 | 34.3% | 6.63% | #90 |
What PNC Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 29 | 9 | 9 | 31.0% |
| York County | 29 | 11 | 14 | 48.3% |
| Penobscot County | 11 | 5 | 2 | 18.2% |
| Kennebec County | 8 | 4 | 3 | 37.5% |
| Waldo County | 5 | 1 | 3 | 60.0% |
| Hancock County | 4 | 2 | 0 | 0.0% |
| Androscoggin County | 4 | 3 | 1 | 25.0% |
| Lincoln County | 3 | 2 | 0 | 0.0% |
| Oxford County | 2 | 1 | 1 | 50.0% |
| Piscataquis County | 2 | 0 | 1 | 50.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 105 applications in 2025, of which 42 were originated and 36 denied.
34.3% of all applications, or 45.6% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans PNC Bank originated in Maine in 2025 was 6.63%, against a statewide median of 6.88%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology