PNC Bank in Alaska vs the state
27.8%Denial rate+13.77 pts vs state
31.3%Decision denial rate+13.27 pts vs state
61.1%Origination rate+0.43 pts vs state
6.51%Median rate+0.06 pts vs state
0.04Rate spread (pts)-0.10 pts vs state
$182kMedian applicant income
11Loans originated
5Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 28.6% | 6.50% | #107 |
| 2024 | 6 | 2 | 33.3% | 6.81% | #108 |
| 2025 | 18 | 11 | 27.8% | 6.51% | #85 |
What PNC Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 12 | 8 | 3 | 25.0% |
| Matanuska-Susitna Borough | 4 | 3 | 0 | 0.0% |
| Fairbanks North Star Borough | 1 | 0 | 1 | 100.0% |
| Kenai Peninsula Borough | 1 | 0 | 1 | 100.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 18 applications in 2025, of which 11 were originated and 5 denied.
27.8% of all applications, or 31.3% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans PNC Bank originated in Alaska in 2025 was 6.51%, against a statewide median of 6.44%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology