Plaza Home Mortgage in Tennessee vs the state
35.6%Denial rate+18.45 pts vs state
39.1%Decision denial rate+17.39 pts vs state
54.2%Origination rate-3.84 pts vs state
6.49%Median rate-0.13 pts vs state
0.28Rate spread (pts)+0.05 pts vs state
$93kMedian applicant income
128Loans originated
84Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 121 | 54 | 19.8% | 6.63% | #265 |
| 2024 | 250 | 137 | 29.2% | 6.49% | #171 |
| 2025 | 236 | 128 | 35.6% | 6.49% | #195 |
What Plaza Home Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 23 | 12 | 9 | 39.1% |
| Knox County | 19 | 13 | 3 | 15.8% |
| Montgomery County | 19 | 8 | 7 | 36.8% |
| Sevier County | 16 | 9 | 5 | 31.3% |
| Shelby County | 16 | 4 | 11 | 68.8% |
| Rutherford County | 10 | 5 | 4 | 40.0% |
| Hamilton County | 9 | 4 | 3 | 33.3% |
| Washington County | 8 | 4 | 1 | 12.5% |
| Wilson County | 7 | 6 | 1 | 14.3% |
| Blount County | 7 | 5 | 2 | 28.6% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 236 applications in 2025, of which 128 were originated and 84 denied.
35.6% of all applications, or 39.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Plaza Home Mortgage originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology