Plaza Home Mortgage in Kansas vs the state
27.6%Denial rate+12.59 pts vs state
29.6%Decision denial rate+11.31 pts vs state
65.7%Origination rate+1.89 pts vs state
6.13%Median rate-0.50 pts vs state
0.35Rate spread (pts)+0.05 pts vs state
$95kMedian applicant income
69Loans originated
29Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 19 | 21.4% | 6.50% | #253 |
| 2024 | 68 | 44 | 19.1% | 6.63% | #184 |
| 2025 | 105 | 69 | 27.6% | 6.13% | #161 |
What Plaza Home Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 33 | 24 | 8 | 24.2% |
| Sedgwick County | 17 | 9 | 7 | 41.2% |
| Wyandotte County | 6 | 5 | 1 | 16.7% |
| Douglas County | 6 | 4 | 1 | 16.7% |
| Shawnee County | 5 | 4 | 0 | 0.0% |
| Grant County | 5 | 5 | 0 | 0.0% |
| Leavenworth County | 4 | 3 | 1 | 25.0% |
| Miami County | 3 | 2 | 0 | 0.0% |
| Ellis County | 3 | 3 | 0 | 0.0% |
| Marshall County | 3 | 2 | 1 | 33.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 105 applications in 2025, of which 69 were originated and 29 denied.
27.6% of all applications, or 29.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Plaza Home Mortgage originated in Kansas in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology