Plaza Home Mortgage in Idaho vs the state
30.7%Denial rate+16.22 pts vs state
36.5%Decision denial rate+18.99 pts vs state
52.0%Origination rate-11.02 pts vs state
6.25%Median rate-0.38 pts vs state
0.34Rate spread (pts)+0.18 pts vs state
$81kMedian applicant income
39Loans originated
23Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 39 | 13.1% | 5.99% | #131 |
| 2024 | 93 | 49 | 30.1% | 7.13% | #114 |
| 2025 | 75 | 39 | 30.7% | 6.25% | #134 |
What Plaza Home Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 19 | 10 | 7 | 36.8% |
| Canyon County | 11 | 6 | 3 | 27.3% |
| Elmore County | 8 | 4 | 2 | 25.0% |
| Bonneville County | 7 | 4 | 0 | 0.0% |
| Bannock County | 5 | 2 | 3 | 60.0% |
| Bingham County | 4 | 0 | 4 | 100.0% |
| Kootenai County | 3 | 2 | 0 | 0.0% |
| Cassia County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Twin Falls County | 2 | 1 | 1 | 50.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 75 applications in 2025, of which 39 were originated and 23 denied.
30.7% of all applications, or 36.5% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Plaza Home Mortgage originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology