Planet Home Lending in Washington vs the state
17.6%Denial rate+1.94 pts vs state
19.0%Decision denial rate-0.56 pts vs state
73.0%Origination rate+11.91 pts vs state
5.99%Median rate-0.63 pts vs state
-0.02Rate spread (pts)-0.21 pts vs state
$131kMedian applicant income
278Loans originated
67Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 201 | 153 | 19.4% | 6.50% | #155 |
| 2024 | 323 | 253 | 16.7% | 6.25% | #123 |
| 2025 | 381 | 278 | 17.6% | 5.99% | #123 |
What Planet Home Lending lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 97 | 75 | 12 | 12.4% |
| King County | 50 | 35 | 10 | 20.0% |
| Thurston County | 44 | 35 | 3 | 6.8% |
| Spokane County | 29 | 22 | 6 | 20.7% |
| Snohomish County | 27 | 18 | 8 | 29.6% |
| Kitsap County | 16 | 11 | 0 | 0.0% |
| Clark County | 15 | 9 | 6 | 40.0% |
| Grays Harbor County | 14 | 10 | 4 | 28.6% |
| Benton County | 14 | 8 | 5 | 35.7% |
| Yakima County | 9 | 7 | 2 | 22.2% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 381 applications in 2025, of which 278 were originated and 67 denied.
17.6% of all applications, or 19.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Planet Home Lending originated in Washington in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology