Planet Home Lending in Iowa vs the state
16.3%Denial rate+3.42 pts vs state
16.7%Decision denial rate+1.36 pts vs state
79.1%Origination rate+10.61 pts vs state
5.99%Median rate-0.51 pts vs state
-0.45Rate spread (pts)-0.64 pts vs state
$85kMedian applicant income
68Loans originated
14Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 21 | 25.8% | 6.25% | #250 |
| 2024 | 71 | 54 | 21.1% | 6.25% | #180 |
| 2025 | 86 | 68 | 16.3% | 5.99% | #160 |
What Planet Home Lending lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 16 | 15 | 1 | 6.3% |
| Scott County | 7 | 4 | 3 | 42.9% |
| Mills County | 6 | 2 | 2 | 33.3% |
| Linn County | 5 | 4 | 1 | 20.0% |
| Johnson County | 5 | 5 | 0 | 0.0% |
| Dallas County | 4 | 4 | 0 | 0.0% |
| Page County | 3 | 3 | 0 | 0.0% |
| Warren County | 3 | 3 | 0 | 0.0% |
| Jasper County | 3 | 2 | 1 | 33.3% |
| Wapello County | 3 | 3 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 86 applications in 2025, of which 68 were originated and 14 denied.
16.3% of all applications, or 16.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Planet Home Lending originated in Iowa in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology