Planet Home Lending in Delaware vs the state
16.3%Denial rate-1.88 pts vs state
18.4%Decision denial rate-4.31 pts vs state
72.1%Origination rate+12.90 pts vs state
6.25%Median rate-0.38 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$118kMedian applicant income
31Loans originated
7Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 6 | 41.7% | 6.00% | #202 |
| 2024 | 32 | 26 | 6.3% | 5.99% | #142 |
| 2025 | 43 | 31 | 16.3% | 6.25% | #129 |
What Planet Home Lending lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 19 | 14 | 4 | 21.1% |
| New Castle County | 14 | 11 | 1 | 7.1% |
| Sussex County | 10 | 6 | 2 | 20.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 43 applications in 2025, of which 31 were originated and 7 denied.
16.3% of all applications, or 18.4% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Planet Home Lending originated in Delaware in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology