Planet Home Lending in Arkansas vs the state
20.9%Denial rate+2.75 pts vs state
21.9%Decision denial rate-1.27 pts vs state
73.3%Origination rate+16.47 pts vs state
5.99%Median rate-0.63 pts vs state
-0.05Rate spread (pts)-0.39 pts vs state
$84kMedian applicant income
140Loans originated
40Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 45 | 23.4% | 6.25% | #179 |
| 2024 | 146 | 110 | 23.3% | 6.25% | #121 |
| 2025 | 191 | 140 | 20.9% | 5.99% | #114 |
What Planet Home Lending lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 34 | 28 | 5 | 14.7% |
| Benton County | 22 | 14 | 6 | 27.3% |
| Pope County | 18 | 17 | 1 | 5.6% |
| Faulkner County | 12 | 11 | 0 | 0.0% |
| Saline County | 10 | 7 | 3 | 30.0% |
| Lonoke County | 7 | 7 | 0 | 0.0% |
| Sebastian County | 7 | 3 | 2 | 28.6% |
| Washington County | 7 | 5 | 2 | 28.6% |
| White County | 5 | 2 | 3 | 60.0% |
| Yell County | 5 | 2 | 3 | 60.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 191 applications in 2025, of which 140 were originated and 40 denied.
20.9% of all applications, or 21.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Planet Home Lending originated in Arkansas in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology