Plains Commerce Bank in Oklahoma vs the state
3.6%Denial rate-14.28 pts vs state
5.9%Decision denial rate-16.99 pts vs state
58.2%Origination rate+2.08 pts vs state
6.50%Median rate-0.13 pts vs state
0.24Rate spread (pts)-0.10 pts vs state
$111kMedian applicant income
32Loans originated
2Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 55 | 3.2% | 6.38% | #173 |
| 2024 | 50 | 23 | 4.0% | 6.50% | #235 |
| 2025 | 55 | 32 | 3.6% | 6.50% | #246 |
What Plains Commerce Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 11 | 9 | 0 | 0.0% |
| Oklahoma County | 9 | 5 | 0 | 0.0% |
| Canadian County | 7 | 3 | 0 | 0.0% |
| Rogers County | 4 | 3 | 0 | 0.0% |
| Pottawatomie County | 3 | 0 | 1 | 33.3% |
| Logan County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 2 | 0 | 1 | 50.0% |
| Le Flore County | 2 | 2 | 0 | 0.0% |
| Cleveland County | 2 | 1 | 0 | 0.0% |
| Muskogee County | 2 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 55 applications in 2025, of which 32 were originated and 2 denied.
3.6% of all applications, or 5.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Plains Commerce Bank originated in Oklahoma in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology